Send money to Nigeria.See the rate first.
Pay by Interac e-Transfer from your Canadian bank app. They get naira in their Nigerian bank account. Zero fees.
Registered with FINTRAC as a money services business, N300001045.
CAD to NGN calculator
Getting the latest rate…
Why people send with Cowris
Zero fees.
We add no fee on any route. What you pay is on the screen before you pay it.
You see what they get.
Every quote shows "You pay", "They get" and the rate, in both currencies.
Registered.
Registered with FINTRAC as a money services business, N300001045. We check every customer's identity.
From your bank app to their bank account.
See every step- Step 1
Verify your identity
It takes about 3 minutes. You do it once, before your first transfer.
- Step 2
Enter the amount
The app shows what you pay, what they get in naira, and the rate.
- Step 3
Add your recipient
Choose their bank and type the 10-digit account number. We look up the account name, so you can check it.
- Step 4
Pay by Interac e-Transfer
Send the exact amount from your bank app to our email. Then tap "I've sent it" and follow the transfer in the app.
Canada and Nigeria, both ways.
Canada to Nigeria
You pay in Canadian dollars by Interac e-Transfer. They get naira in their Nigerian bank account.
Nigeria to Canada
You pay in naira by bank transfer. They get Canadian dollars by Interac e-Transfer. Choose Saver, within 24 hours, or Express, usually arrives in minutes.
Canadian dollars and USDT
Where available, buy USDT with Canadian dollars, or turn USDT into Canadian dollars.
School fees and bills are coming back.
Pay a Canadian school or a Canadian bill from Nigeria, in naira. Paying a school in Nigeria from Canada? You can do that today with a normal transfer.
How school fees and bills workGet the app.
Send money, follow every transfer and keep your receipts, on iPhone and Android.
Questions
See all answersAre there any fees?
No. We charge zero fees on every route. Saver on Nigeria to Canada is a discounted rate, not a fee.
How long does a transfer take?
From Nigeria to Canada, you choose the speed. Saver: within 24 hours. Express: usually arrives in minutes.
On every route, the app shows the status of your transfer at each step.
Is Cowris safe?
Cowris is registered with FINTRAC as a money services business, N300001045. We check your identity before you send money.
Why is the rate on this website different from the app?
This website shows our latest published rate and the time we published it. The app gives you a quote for your exact amount, and the quote in the app is the one you pay.